Wedding Forum - Help - should i get wedding insurance

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  1.  
     
    Hi

    Please help.

    I have no idea wheather to get wedding insurance ? I have paid a few deposits out but nothing major and put half down on my dress. Do you have to pay the insuance monthly ? or is it just one amount ? I know iots a really silly question but i have no idea. I have been looking at prices .There cheapest is 18.49 then silver is £24.99.

    Please help
  2.  
    • x~Hails~x
      CommentAuthorx~Hails~x
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    YES!!

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  3.  
    • x~Hails~x
      CommentAuthorx~Hails~x
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    LOL sorry hehehe
    yes defiantly hunni, its a one off payment and if you get a good one it can cover you for everything and anything JUST in case something goes wrong so very worth while in my opinion

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    UKBride moderator both on here and on facebook

    For it was not into my ear you whispered, but into my heart
    It was not my lips you kissed, but my soul.
  4.  
    • Little Kettle
      CommentAuthorLittle Kettle
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    Definitely. For the sake of £20-£30, it's worth the peace of mind, if nothing else!

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  5.  
    • CommentAuthorSweetchilli
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      edited
     
    I bought it. It was only £18 and gives me peace of mind. I would definiately recommend it.
  6.  
    • vodkachick
      CommentAuthorvodkachick
      Just marriedBadgeBadge
     
    where is the best place to get the wedding insurance from x
  7.  
    • Tash_2012
      CommentAuthorTash_2012
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    Def should hun - I heard on the new last week about this venue that went bust and couples lost all their deposits - one couple had paid like £9000 and lost it all. for the sake of £50 insurance you can't afford not to haha!
  8.  
    • madhen
      CommentAuthormadhen
      Is poweruserJust marriedBadgeBadge
     
    what sort of thing does it cover? is it if the venue cancels and stuff like that? i suppose it depends on what level of insurance you get...?
  9.  
    • CommentAuthorMrs.K.Ward
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    still not sorted mine....first thing i'm doing when i get paid...should sort out my contents and pet insurance while im at it
  10.  
    • CommentAuthorkrissy905
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    i say yes to i choose dreamsaver wedding insurance they have 3 or 4 different covers but which ever company you pick i would just check reviews on the review centre or another review website cos i do know from checking when i got mine that some have really bad reviews for paying out if anything goes wrong
  11.  
    • Kirky
      CommentAuthorKirky
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    With wedding insurance being so cheap and weddings so expensive you might as well.
  12.  
    • vodkachick
      CommentAuthorvodkachick
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    cheers for that krissy905 will defo look into it x
  13.  
    • Mrs Badger
      CommentAuthorMrs Badger
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    Yes, its such a small price to pay for peace of mind. I think most of them are a one-off payment. xx

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  14.  
    • Katya
      CommentAuthorKatya
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    insurance is definately the best idea yet! if there is a fire at your venue you want what youve paid back so you can get a new venue etc.... definately get insurance!

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  15.  
    • becky -mrs firth
      CommentAuthorbecky -mrs firth
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    i aint got it!??eeekk

    Engaged 27th November 2010
    Hen Do Newcastle 2nd June 2012
    Marrying the man of my dreams 11th August 2012!
    Honeymoon To Jamaica 14th October 2012
  16.  
    • Tinsel
      CommentAuthorTinsel
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    Gosh, Becky, I can't believe you haven't got it! After we had decided on the venue, we got our insurance. I think it is definitely worth it.

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  17.  
    • Rags
      CommentAuthorRags
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    It's a case of if you have it you won't need it, but if you don't have it and you need it your screwed. There is an extensive thread on here about ins. I have gone for protect my we'd ding as I didn't like the reviews of some of the others, but it's what works best for you. I have spent about £50 on ours and I sleep easier for it. What if my venue goes bust or burns down, or my groom breaks his leg etc etc etc

    I'm now a married woman
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  18.  
    • MrsWade2B
      CommentAuthorMrsWade2B
      Just marriedBadgeBadge
     
    we havent got ours yet :/ but as soon i get paid we will be so yes definitely.....you just dont want to run the risk of something going wrong!
  19.  
    • Unknown
      CommentAuthorUnknown
      Ticker backgroundTicker foreground
     
    You should really get just for piece of mind. To be honest we never got it and everything was perfect but you never know




  20.  
    • ClareS
      CommentAuthorClareS
      Just marriedBadgeBadge
     
    I'd get it. We didn't gt ouirs until we'd paid most of our deposits. It's such a small amount compared to everything else you'll be paying out, knowing if anything goes wrong that you're covered :). There's basic packages available and they go up depending on how much roughly you'll be spending. Can also add on ceremonial sword cover and marquee cover as well I think, good thing is if you're not having them you don't have to pay for them :) x
  21.  
    • ClareS
      CommentAuthorClareS
      Just marriedBadgeBadge
     
    Forgot to add that although suppliers are sounding quite confident, you only have to look in the news and there's well known brands going under, so at least if you've insurance you should be coverd to go elsewhere x
  22.  
    • becky -mrs firth
      CommentAuthorbecky -mrs firth
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    ave talked ot h2b gunna get it on 27th lol

    Engaged 27th November 2010
    Hen Do Newcastle 2nd June 2012
    Marrying the man of my dreams 11th August 2012!
    Honeymoon To Jamaica 14th October 2012
  23.  
    • twirler
      CommentAuthortwirler
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    Definately Definately its such a small price to pay for something so important my mate had it and luckily for her she needed it too as her venue went bust they ended up getting more back than they originally paid out for all sorts of stuff and had extra cash to splash out on the day xx

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  24.  
    • CommentAuthorkrissy905
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    yeah i do think it is important because of the state of the economy right now you can never tell which shops or suppliers will go out of business at least if you have it your guaranteed your deposits just in case and with the cost of weddings it always better to be save then sorry.
  25.  
    • Nicksbex
      CommentAuthorNicksbex
      Just marriedBadgeBadge
     
    Just bought mine hadn't thought about insurance so thanks for this post

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    I found my soul mate and Marry him this year!


  26.  
    • Bobsi
      CommentAuthorBobsi
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    bumping xx

    Got together June 11th 2006
    Getting married June 11th 2014
    8 years to the day and I'll be Mrs T.
  27.  
    • madhen
      CommentAuthormadhen
      Is poweruserJust marriedBadgeBadge
     
    ta Bobsi :)
 

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